Pre-Tax Premiums/Life Event Changes

Federal Tax, WV State Tax, and Social Security Tax are not withheld on premiums for PEIA Basic Health, PEIA Optional Life Insurance up to $50,000, and Mountaineer Flexible Benefit Plans (except the Legal Plan).  Changes to pre-tax plans are permitted during Open Enrollment (April 1-30) with an effective date of July 1, or with an IRS approved qualifying event.

Qualifying Life Events

• Marriage or divorce of the employee
• Birth or adoption of the employee's child
• Death of the employee's spouse or dependent
• End of spouse or dependent's employment
• Unpaid leave of absence taken by the employee or spouse
• Open enrollment by spouse's employer benefits plan
• Significant change in the health coverage attributable to spouse's employment
• Ineligibility of dependent child due to age or due to availability of their own employer-sponsored coverage as a policyholder
• Employment change due to strike or lock-out

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