- The PEIA Basic Health Plan includes $10,000 term life insurance at no cost to the employee. Employees not needing coverage under the health plan may elect life insurance only.
 - Optional Life Insurance from $5,000 to $500,000 is available to employees. Premiums are based on age and the principal amount selected, and tobacco status.
 - Basic and optional life insurance is decreasing term (amount decreases beginning at age 65). Cost is age based.
 - Dependent life insurance is available to cover employees spouse and children.
 - Active employees with basic, optional, and dependent life insurance are covered for accidental death and dismemberment insurance.
 


